Employees’ insurance
Protect your team and stay compliant with local law. Covers medical expenses and lost wages from work-related injuries.
Comprehensive, hassle-free insurance in Portugal
Protect yourself and your business with insurance coverage built around your needs. Quick, simple and stress-free.
5-star service, every time. Read our Google reviews
Why insurance matters
Protected, compliant and at peace
Insurance is essential for anyone living, working or doing business in Portugal. Whether it’s health cover, car insurance or workers’ compensation, the right policy protects you from unexpected financial risks and keeps you compliant with local regulations.
At Innovate360 we simplify insurance for expats and locals alike. Our team evaluates your needs, recommends suitable policies and manages the application on your behalf, with personalised guidance and all the paperwork handled.
Health, vehicle or business insurance, we keep you protected while you focus on living, working and growing your business in Portugal.
Get an insurance quote
Tell us what you’d like to cover. We’ll compare options and come back to you in English.
Enquiry received
Thank you! Our team will look at the best options for you and reply shortly.
Coverage we arrange
Protection for you and your business
Hassle-free insurance solutions for every part of life and work in Portugal.
Health insurance
Access private healthcare quickly and conveniently, with a plan that fits your lifestyle and needs.
Car insurance
Drive stress-free with options from basic to fully comprehensive cover for you and your vehicle.
Property and home insurance
Protect your home, apartment or property against theft, damage and unforeseen events.
Business and liability insurance
Safeguard your business from risks, including third-party claims, operational interruptions and property damage.
Travel and expat insurance
Stay covered while travelling or living abroad, including health emergencies, trip cancellations and personal liability.
What our insurance service includes
Insurance, sorted
0
Apply now
of 8 includedAll handled in English, by one team
- Employees’ insuranceProtect your staff with cover for work-related injuries, medical expenses and lost wages.
- Health insuranceAccess private healthcare easily with plans tailored to your personal or family needs.
- Car insuranceChoose from basic to fully comprehensive cover for your vehicle.
- Property and home insuranceSafeguard your home or property against damage, theft and unexpected events.
- Business and liability insuranceProtect your business from third-party claims, property damage and operational risks.
- Travel and expat insuranceCover for medical emergencies, trip interruptions and personal liability in Portugal or abroad.
- Personalised guidanceOur team helps you choose the right policies for your specific needs.
- Hassle-free paperworkWe handle applications, documents and coordination with insurers, saving you time and effort.
Insurance with expert guidance
Assets, health and business, protected
Protecting your assets, health and business in Portugal has never been easier. Innovate360 offers insurance solutions for health, vehicles, property, employees and travel, with expert guidance every step of the way.
We coordinate your insurance with our accounting and tax services so your financial and legal obligations stay fully compliant, giving you peace of mind to focus on growing your business or settling in Portugal.
Still have questions?
Let’s talk
Why choose Innovate360?
Insurance made simple
Hassle-free, tailored coverage
A simple, stress-free process for expats and locals, with insurance tailored to your needs.
Expert guidance and support
Our team helps you choose the right policies and handles all the paperwork, so you get the best cover quickly.
Comprehensive protection
Complete solutions for health, car, business and travel insurance to protect you, your family and your business.
Seamless integration with accounting and tax
Your insurance and our accounting and tax support work together, for a fully compliant financial setup in Portugal.
Frequently asked questions
Insurance, answered
Can’t find your answer? Ask us directly. Our English-speaking team is happy to help.
Message us on WhatsAppWhat types of insurance do you offer in Portugal?
We provide comprehensive coverage, including health, car, home and property, business liability, employees’ and travel or expat insurance, designed around your specific needs.
Can I get insurance as an expat in Portugal?
Yes, our services are designed for both locals and expats. We guide you through the process and make sure your coverage meets Portuguese regulations.
How do I choose the right insurance plan?
Our experts assess your personal or business requirements and recommend policies that provide strong protection while remaining cost-effective.
Do you handle the paperwork and claims?
Yes, we manage applications, documentation and coordination with insurers, so you can focus on your business or personal priorities.
Can my insurance be integrated with accounting and tax services?
Yes, we coordinate your insurance coverage with our accounting and tax solutions, so all your financial and legal obligations in Portugal are met.